Why Choose paisa.io

In a world of confusing financial tools with hidden assumptions, we built something different. Here's what makes paisa.io the trusted choice for smart Indians.

Built for India

Every calculator is designed around Indian financial realities - from RBI interest rate contexts to SEBI regulations, tax slabs, and inflation patterns.

Current tax slabs and deduction limits (80C, 80D, etc.)

Real Indian inflation rates (not generic 3%)

Bank interest rates updated regularly

Indian financial year (April-March) calculations

Completely Transparent

No black boxes. Every assumption is visible, editable, and explained. You control the inputs, you understand the outputs.

All assumptions clearly stated upfront

Formulas explained, not hidden

Data sources and update dates visible

No hidden fees or marketing agenda

Mathematically Accurate

Every calculation is verified against standard financial formulas. No shortcuts, no approximations - just precise math you can trust.

Standard financial formulas (PMT, FV, PV, XIRR)

Cross-verified with Excel and banking calculators

Real-time validation and error checking

Regular updates to match banking practices

Private & Fast

Your financial data never leaves your browser. No sign-ups, no tracking, no data collection. Just fast, secure calculations on your device.

No registration or login required

All calculations happen in your browser

Mobile-optimized for quick access

Free forever - no hidden costs

How We Compare

See why thousands of Indians choose paisa.io over other financial tools

Feature	paisa.io	Bank Websites	Other Calculators
India-specific calculations
Transparent assumptions
No registration required
Mobile-optimized
Privacy-first approach

Ready to Take Control?

Join thousands of Indians who make smarter financial decisions with transparent, accurate calculators built specifically for our market.

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