Retirement Drawdown & Sequence Risk: Withdrawal Strategies for Indian Retirees
Master sequence of returns risk with withdrawal bands, buffer strategies, and dynamic income planning. Build sustainable retirement income that lasts 25-30 years in Indian market conditions.
Retirement Drawdown & Sequence Risk
The order of returns matters most at the start of retirement. Build buffers.
Playbook
- Keep 2–3 years of expenses in debt; refill annually.
- Use withdrawal bands (for example 3.5–5.0%) and adjust for market conditions.
Tools
- Retirement Planner: Model corpus and drawdown bands.
- Walk Away Meter: Stress‑test confidence.
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