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Corporate FD Risk Guide: Assess Issuers, Avoid Defaults

Master corporate FD due diligence with credit rating analysis, issuer assessment, and risk management strategies. Capture higher yields while protecting principal in Indian markets.

Published September 19, 202520 min read

Corporate FD Risk Guide

Higher rates = higher risk. If you can’t explain the business, skip.

Checklist

  • Rating, parent support, concentration of assets/liabilities.
  • Tenor discipline: Keep it short; diversify across issuers.

Tools

  • FD Calculator: Compare yields vs bank FDs after tax.

Related Calculators

FD Calculator

Compare corporate FD yields with bank FD after-tax returns.

Tax Calculator

Calculate TDS impact on corporate FD returns.

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