Investment

SIP Step-Up

Also known as: Step-Up SIP, SIP Top-Up, Progressive SIP

A SIP strategy where investment amount increases by a fixed percentage annually, typically 8-12%.

Detailed Explanation

SIP Step-Up is an advanced systematic investment strategy where the monthly SIP amount is automatically increased every year by a predetermined percentage (usually 8-12%). This strategy helps investors align their investment growth with salary increments, combat lifestyle inflation, and build significantly larger corpus over time. A 10% annual step-up can result in 25-40% larger final corpus compared to static SIP amounts.

Related Calculators

SIP & Lumpsum Calculator

investments

Calculate SIP returns with step-up options for mutual fund investments

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Goal Planner (Education/House)

planning

Plan for education, house purchase and major life goals with inflation adjustment

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Related Terms

SIP

Systematic Investment Plan - Regular investment method in mutual funds for rupee cost averaging.

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Mutual Fund

Investment vehicle pooling money from many investors to buy securities like stocks and bonds.

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