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Retirement

NPS

Also known as: National Pension System, National Pension Scheme

National Pension System - Government-sponsored retirement savings scheme with additional tax benefits.

Detailed Explanation

NPS (National Pension System) is a voluntary, long-term retirement savings scheme designed to enable systematic savings during the subscriber's working life. It offers additional tax deduction of ₹50,000 under Section 80CCD(1B) over and above the ₹1.5 lakh limit under Section 80C.