Loan

Encumbrance Certificate

Also known as: EC

Certificate from registrar showing registered transactions on a property over a period.

Detailed Explanation

An Encumbrance Certificate lists all registered transactions like sales, mortgages, and liens on a property during a specified period. It is part of title diligence to ensure the property is free from encumbrances.

Related Terms

CERSAI

Central registry where security interests created on property are recorded to prevent fraud.

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RERA

Real Estate Regulatory Authority - Regulator for real estate projects and promoters in India.

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