Investment
Direct vs Regular Plan
Also known as: Direct Mutual Fund, Regular Mutual Fund
Two versions of mutual funds - Direct plans have lower costs, Regular plans include distributor commission.
Detailed Explanation
Direct plans are mutual fund schemes sold directly by AMCs without involving distributors or agents, resulting in lower expense ratios. Regular plans are sold through distributors/agents who earn commission, making them more expensive. The only difference is cost - portfolio and fund manager remain the same.